EdenPark is a Canadian auto financing company that has been serving car dealerships and consumers since 2008. Headquartered in Toronto, Ontario, EdenPark operates nationwide, excluding Quebec, Northwest Territories, Yukon, and Nunavut. The company partners with over 1,800 dealerships across nine provinces, offering tailored financing solutions to a diverse clientele. Newswire+3Smarter Loans+3EdenPark+3
🚗 Loan Offerings
EdenPark provides flexible auto loan options, including:
- Ride Categories: Loans are categorized based on the borrower’s credit profile, with rates starting from 8.99% and going up to 23.99%. Dealerhop | Car Loans, Auction, and More+1Canada Auto Loans+1
- Loan Terms: Repayment terms range from 36 to 84 months, allowing borrowers to choose a plan that fits their financial situation. Smarter Loans
- Payment Flexibility: Borrowers can adjust their payment amount and frequency once during the loan term without penalty. Additionally, they can make extra payments or pay off the loan early without incurring fees. Canada Auto Loans+1EdenPark+1
✅ Eligibility Criteria
To qualify for an auto loan with EdenPark, applicants typically need to:
- Be at least 19 years old.Smarter Loans
- Have a minimum monthly income of $2,000.Smarter Loans
- Provide proof of employment.
- Submit a valid driver’s license.
- Provide recent pay stubs or online income verification.Smarter Loans
- Present a dealer bill of sale, vehicle registration, and insurance details. Smarter Loans
📈 Credit Building Opportunities
EdenPark reports payment histories to major credit bureaus, including Equifax and TransUnion. This practice helps borrowers build or rebuild their credit over time, provided they make timely payments. EdenPark
🏢 Company Overview
In 2022, EdenPark was acquired by Fairstone Financial Inc., a leading Canadian provider of responsible lending solutions. This acquisition has strengthened EdenPark’s position in the near-prime auto financing market. Despite the acquisition, EdenPark continues to operate under its brand, focusing on providing personalized service to both dealers and customers. EdenPark+2Newswire+2Newswire+2Newswire+2Newswire+2Canadian Auto Dealer+2EdenPark
📞 Contact Information
For more information or to apply for a loan:
- Website: edenparkcanada.com
- Customer Service: 833-761-8977 (Monday to Friday: 8 a.m. – 9 p.m. EST; Saturday: 9 a.m. – 5 p.m. EST)EdenPark+1EdenPark+1
- Dealer Support: 855-366-8667 (Monday to Friday: 8 a.m. – 10 p.m. EST; Saturday: 9 a.m. – 5 p.m. EST)Canada Auto Loans
- Email: customerservice@edenparkcanada.com
- Address: 52 Titan Road, Toronto, ON M8Z 2J8Canada Auto Loans+1EdenPark+1
If you need assistance comparing EdenPark with other auto financing options in Canada or have specific questions about their services, feel free to ask!
